Total Loss

Recover the full value of your vehicle after a total loss, even if the insurer undervalues it.

Total Loss - Wrecked Car

What is a Total Loss?

A Total Loss refers to a situation where a vehicle is deemed uneconomical to repair, and the insurance company determines it should be declared a loss instead of being fixed.

For example, when the cost of repairs and associated expenses exceeds a significant portion of the vehicle’s market value, insurers typically choose to total the vehicle and offer a settlement based on its pre-accident value.

This settlement is known as the total loss value, and it should reflect the fair market value of your vehicle before the accident, based on comparable vehicles and real market data.

⚠️  Did you know?

Insurance companies rarely offer diminished value on their own, you typically need to request it and support your claim with a professional appraisal report.

Complaints with insurance employer
Insurance employee writing a report

Do You Qualify for a Total Loss Claim?

You may be eligible to pursue a total loss claim if your vehicle meets the following criteria:

  • The vehicle has been declared a total loss by the insurance company

  • You have received a settlement offer (CCC or Mitchell valuation report)

  • The claim is first-party or third-party

How to Order a

Total Loss Appraisal Report

Review eligibility requirements to confirm your vehicle qualifies for a total loss claim.

Receive a quick, no-obligation estimate of your vehicle’s total loss value using real market data.

Order a detailed, professional appraisal report prepared to support your total loss value claim.

Your Complete Total Loss Appraisal Report

Accurate Market Valuation

We determine your vehicle’s true pre-loss value using real market data, including comparable vehicles with similar condition, mileage, and options.

Certified Appraisal Report

Suspendisse posuere condimentum dui, in ullamcorper leo iaculis non. Maeces aliquam accumsan mauris interdum.

Comparable Vehicle Analysis

Our report includes detailed comparable vehicles (comps) with precise adjustments to show exactly how your total loss value is calculated.

Appraisal Clause Support

For first party claims, we assist with the appraisal clause process by providing a certified report and working with insurance appraiser to support your claim.